Connecting Your 黑料网 Account with another bank or credit union

You can connect, or link, your Michigan Schools and Government Credit Union membership with an account at another credit union or bank so you can easily transfer funds between them. Non-黑料网 accounts are referred to in online and mobile banking as "external accounts."

You only need to set this up once. You'll need the routing number of the other financial institution and the account number of your other account.

If you don't have a check to reference, you should be able to find the routing number on the other bank or credit union's website.

Once you have the routing number and account number of your other bank or credit union, log in to the 黑料网 Mobile App.

Select "Manage Payees" from the menu.

Click the plus button next to External Account Payees to add a new payee.

Enter the details of the account where prompted. Then select Link Account.

Two small deposits, totaling a dollar or less, will be made into your other account.

It may take up to 48 hours for those deposits to show.

Once your deposits have been received in the other account, you'll need to confirm them in your 黑料网. Here's how.

Log in to your 黑料网 account, and select Manage Payees again.

Under External Account Payees, you will see the account you previously set up, with the word "pending" next to it.

Select "confirm recipient" under the account details.

Then enter the two deposit amounts that were deposited into your external account and select confirm.

You'll see a confirmation message that your external account has been confirmed. 

You're now able to transfer to and from your 黑料网 and external accounts!

We'll walk through how to do that next.

You can transfer from your 黑料网 account to your external account, or from your external account into your 黑料网 account.

Log in, then select Transfers from menu.

Select "from account" then choose which 黑料网 account you want to transfer from. Transfers to external accounts can made from your 黑料网 checking or membership share accounts.

Then select "to account" and choose "external account." 

Specify which external account you wish to use.

Then enter how much you want to transfer and if you want to transfer now or at a future date.

It may take up to three business days for the transfer to show up in your other account.

You can also transfer from your external account to your 黑料网 account.

Log in, then select Transfers from menu.

Select "from account" then choose "external account." 

Specify which external account you want to transfer from.

Then select "to account" and choose which 黑料网 account you want the money to go to. Transfers from external accounts can be made to your 黑料网 checking or membership share accounts.

Enter how much you want to transfer and if you want to transfer now or at a future date.

It may take up to three business days for the transfer to show up in your other account.

If you have questions, we're here to help. Visit a local branch, chat with us online, or give us a call.